Terms of Service

By creating an account or using the EquiGen Research Terminal ("the Service") you agree to these terms on behalf of yourself and the organization you represent. If you do not agree, do not use the Service.

You must be legally capable of entering into this agreement and, where your organization is subscribing, you must hold authority to bind that organization to a paid plan.

The Service is licensed per organization. Seats may be shared among named analysts of your organization but credentials may not be resold, sublicensed, or used to build a competing offering.

You may upload only documents you are licensed to process: annual reports, filings, investor presentations, earnings transcripts, and equivalent public or licensed material. You may not upload client-confidential or MNPI material you are not authorised to process.

Notes, price targets, valuations, and models produced by the Service are decision-support output generated by automated systems. They are not investment advice, an offer, or a solicitation to buy or sell any security.

Outputs may contain extraction or modelling errors. You are responsible for reviewing every figure, assumption, and conclusion before relying on it, and for complying with your firm's own research and compliance policies.

Plans are billed per organization, not per user, and quotas are shared across every seat. Prices are shown in Indian Rupees and charged via Dodo Payments, which acts as our merchant of record and collects taxes on our behalf.

Paid subscriptions renew automatically each cycle until cancelled. You may cancel at any time; cancellation takes effect at the close of the current billing period and the organization reverts to the Free plan with its then-current quota.

Refunds are discretionary and, where granted, are issued by our merchant of record to the original payment method. Usage consumed before cancellation is non-refundable except where required by law.

We aim for high availability but do not guarantee uninterrupted service. Quotas, plan features, and prices may change with reasonable notice to paying organizations.

Plan quotas reset at the start of each calendar month (UTC).

We may suspend an account that breaches these terms, attempts to circumvent plan quotas, probes the Service for vulnerabilities without authorisation, or unlawfully infringes third-party rights.

You may delete your organization at any time. We may retain de-identified usage records where required for legal, tax, or regulatory obligations.